Mobile Phone Finance

Spread the cost of a new phone with easy and affordable instalments.

Low Monthly Payments

Our mobile phones on finance help spread the cost.

Finance from 0%

Selected Samsung phones available on 0% finance*.

Works with Any SIM

Our phones are unlocked, so you can use any SIM!

 

How to Buy on Finance

Choose Your Phone

Checkout with your phone and you’ll be redirected to Deko’s payment site.

Review Your Finance

See an overview of your instalment finance, then finish the quick application.

Get Your Phone

When your application is accepted, we’ll send your phone via free delivery.

Enjoy Your Phone

As soon as your phone arrives, you can insert any SIM to start using it.

 

 

The Need to Knows on Mobile Phone Finance

In a nutshell: Buying a mobile phone on instalment finance lets you spread the cost into low and affordable monthly payments. Finance is basically a more flexible way of paying for a new phone. And because our SIM-free phones are unlocked, you have the freedom to use any SIM card.

Who is the credit provided by?

We work with Deko to offer all our customers the best credit rate available. Finance is provided through Deko’s platform by a number of lenders, and you get told who your lender is when a loan is offered.

What is a credit search?

It’s simply when a credit lender looks at your credit report. The lender does so to see how well you manage your credit, past and present. A credit search may be recorded on your credit report for third parties to see.

Should I apply for credit/finance?

If you think you’re in a position to apply for a phone on a network contract, you should be fine for a finance one.

Which phones are available on 0% finance?

The best Samsung smartphones, including Samsung Galaxy S7/S7 edge, S8/S8 Plus and Note8. Everything else is available on 16.9% finance.

How are my monthly payments made?

By direct debit, straight from your bank account. You just provide the relevant account details when applying for one of our mobile phones on finance, and the monthly instalments will typically start one month after the date of the finance agreement.

Do I pay a deposit?

Yes, at the point you apply. The deposit is calculated at just 10% of the phone’s SIM free price.

What length of repayment is available?

Our finance option works over 24 months, meaning you can spread the cost into smaller, more affordable monthly payments.

I’d like to see a representative example of credit.

Value of Goods: £449.00
Percentage of Deposit: 10%
Amount of Deposit: £44.90
Amount of Loan: £404.10
Term of Agreement: 24 months
APR: 16.9%
Monthly Instalments: £19.73
Loan Repayment: £473.57
Total Amount Payable: £518.47
Cost of Loan: £69.47

What are the Terms around mobile phone finance?

Our Terms can be found in our Help section, along with more information around our mobile phone instalment finance option.

* 0% finance available on purchases of Samsung Galaxy S8/S8+, Galaxy Note8, Galaxy S7/S7 edge. Minimum 10% deposit required. 0% APR representative. Total cost of credit is £0.00. Subject to terms and conditions.